One averaged rate hides the detail
Cheap debit transactions subsidize expensive rewards cards.
Independent merchant services consultant
Free statement analysis. See exactly what you are overpaying.
Most local businesses pay more to accept cards than they need to. Send me your last statement and within one business day I will show you what you pay today and what it should cost.
Free. No obligation. Reply within one business day.
Sean Carriveau, Certified Payments Professional with Green PayTech. Over 100 businesses helped.
Independent agent of Green PayTech, a registered ISO of Citizens Bank, N.A.
- businesses helped
- 100+businesses helped
- merchants on the Green PayTech platform
- 6,000+merchants on the Green PayTech platform
- processed yearly on the Green PayTech platform
- $10B+processed yearly on the Green PayTech platform
- business day to get your analysis
- 1business day to get your analysis
Why most businesses overpay
The fees are not in the rate
Per-item, monthly, PCI, and batch fees sit outside the quote.
Nobody reviews it after signing
Interchange changes twice a year. Your pricing does not.
Your effective rate
Total fees ÷ total card sales = your real rate
Total monthly fees divided by total card volume, whatever the rate on your agreement says.
If your pricing is already good, I will tell you. It happens. Get my free statement analysis.
Meet Sean
Call me first. A full support team has your back.
I am Sean Carriveau, a Certified Payments Professional with Green PayTech. I have helped more than 100 businesses lower their fees. I live in Long Beach. Call me first, with a full support team behind me.
Merchant services 101
Understanding your fees should not require a finance degree.
Under two minutes on how fees work and where businesses overpay.
Want to know what you could save?
Send over a statement and I will tell you where you stand.
- You send your statement
- I break down every fee
- We walk through it together
- You decide
What you get back
- Your effective rate
- Every fee explained
- A side-by-side comparison
- A written summary you keep
Free. No obligation. Reply within one business day. Monday to Friday, 8am to 6pm. Texts answered most evenings.
Free statement analysis
Upload your latest statement and I will show you your real effective rate and what you would pay with me.
Have Sean reach out
No statement needed. Tell me the best time and I will reach out to connect within one business day.
Free. No obligation. Reply within one business day. Rather just talk? Call (714) 466-4722 or send a text.
What I can set up for you
All solutions- Rate and statement analysisKnow your real effective rate
- POS and in-person paymentsClover, Union POS, and more
- Online and virtual terminalGateway, cart, and phone orders
- Dual pricing and surchargingOffset your processing cost
- PCI compliance and securityDrop your non-compliance fee
- Hard-to-place accountsMore than one underwriting path
Local, certified, and reachable
What you get with me
- Certified Payments ProfessionalA professional payments certification, so your advice comes from someone who studies this for a living.
- Savings you can verifyPriced against your actual statement, with the before and after side by side.
- Zero hidden feesThe rate, the per-transaction cost, and anything monthly, all disclosed up front.
- Setup handled end to endTerminals, POS, gateways, and PCI configured and tested before your first payment.
- Reviewed as you growI check your pricing periodically instead of letting it drift upward.
- Me first, a team behind meQuestions and quick fixes come straight to me. Deeper tech issues go to a 24/7 support team.
Get my free statement analysis
Free. No obligation. Reply within one business day.
Ready to see your numbers?
Whether you are opening a new business or you suspect you have been overpaying for years, send over a statement and I will tell you where you stand. Free, no obligation, and no pressure to switch.
Free. No obligation. Reply within one business day.